Health insurance for a healthier you.

An insurance product focused on keeping you away from need of medical care.
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Individual and Family benefits

Enhanced benefits

Range of enhanced benefits including dental, optical, alternative medicine and other benefits.

Worldwide

Worldwide coverage for up to 90 days per treatment and trip.

Broad range of networks

Broad choice of networks to suit all budgets - ranging from Clinic only for outpatient, to including American and City hospital.

ADVANCED WELLNESS ECOSYSTEM

Cutting edge wellness providers to suit the interests of all communities.

Cashback for achieving goals

Earn cash-back with every step you take and fitness goal you achieve. The more you move, the more you save!

High limits

AED 1,000,000 annual limit for medical coverage.

Our plans

Insurance that focuses on making you healthy, and protects you when you fall sick.
Proudly supported by Dubai National Insurance and Reinsurance Company.

from 2,000 AED

from 4,500 AED

from 6,000 AED

Wellness Benefits
Up to AED 75 monthly cashback
Up to AED 125 monthly cashback
Up to AED 200 monthly cashback
Limit
AED 1,000,000
AED 1,000,000
AED 1,000,000
Maternity Cover
As per DHA
As per DHA
As per DHA
Dental
AED 3,500
AED 3,500
AED 3,500
Alternative Medicine
AED 1,600
AED 1,600
AED 1,600
Network Highlights
Outpatient in clinics only
Key Hospitals: Aster Hospital, Prime Hospital, NMC Speciality
Key Hospitals: Medcare Hospital, Zulekha Hospital, International Modern, Prime Hospital
Key Hospitals: American Hospital, Mediclinic Hospital, Saudi German Hospital
Table of benefits and Network List
Link
Link
Link

Our plans

Insurance that focuses on making you healthy, and protects you when you fall sick

from 2,000 AED

Wellness Benefits
Up to AED 75 monthly cashback
for steps/WHOOP™
Limit
AED 1,000,000
Maternity Cover
As per DHA
Dental
AED 3,500
Alternative Medicine
AED 1,600
Network Highlights
Outpatient in clinics only
Key Hospitals: Aster Hospital, Prime Hospital, NMC Speciality
Table of benefits and Network List
Link

from 4,500 AED

Wellness Benefits
Up to AED 125 monthly cashback
for steps/WHOOP™
Limit
AED 1,000,000
Maternity Cover
As per DHA
Dental
AED 3,500
Alternative Medicine
AED 1,600
Network Highlights
Key Hospitals: Medcare Hospital, Emirates Speciality, International Modern, Prime Hospital
Table of benefits and Network List
Link

from 6,000 AED

Wellness Benefits
Up to AED 200 monthly cashback
for steps/WHOOP™
Limit
AED 1,000,000
Maternity Cover
As per DHA
Dental
AED 3,500
Alternative Medicine
AED 1,600
Network Highlights
Key Hospitals: American Hospital, Mediclinic Hospital, Saudi German Hospital
Table of benefits and Network List
Link

Up to 2 months premium as cashback!

We offer award-winning international health insurance plans for you and your family no matter where you are in the world. Choose between Steps for Cash, WHOOP™ membership or health coaching to redeem your cashback.
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The all new WHOOP™ 4.0 to help you keep healthy with your insurance plan.

Follow the bespoke health plan outlined by WHOOP™ and earn back your subscription!

Get rewarded for your fitness goals.

We have partnered with Steppi, UAE's fastest growing fitness community, to help you choose your own goals, monitor your activity and earn your rewards.
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Frequently asked questions

Have other questions? Get in touch with our team via hello@wellxai.com

Why is it important to declare pre-existing conditions

Being completely honest and upfront about any health conditions you may have will ensure that the insurer is aware of all facts from the beginning, and make sure there are no complications at the time of a claim.

What does health insurance cover?

Health insurance generally covers the cost of doctors or emergency room visits, medicines, laboratory & other diagnostic tests for medical conditions other than specific exclusions.

Depending on the type of insurance coverage you have, you may need to pay a portion of the expenses in addition to the premium you pay for general coverage.

You can also purchase extra coverage that includes services that are generally not provided such as services for dental treatments/optical care/vaccinations/ international cover etc.

Is maternity covered?

Maternity cover is available for all married females for Dubai residents. Pre natal visits up to 8 times are available and child delivery is offered with a minimum benefit of 7,000 AED. As such, you can expect to pay more if you are a married female as this benefit will be included in the policy. However, do check your policy for the cooling period before you can avail of this benefit.

how do i get the cashback?

Wellx works with Steppi to provide customers with their cashback. Every month, users can redeem the rewards they have earned by being active as a  voucher.

Do i have to pay for steppi?

No, customers do not need to pay to use the Steppi application. However, you can only receive cashback if you purchase one of the Wellx insurance plans.

do i have to pay for WHOOP?

Yes you do. We have partnered with WHOOP to provide you state of the art wearable technology that is focused on getting you healthier. You must purchase the WHOOP subscription from Wellx.

When you also purchase a Wellx insurance product, Wellx will provide cashback through the Steppi app for completing the health challenges that WHOOP provides.

Research shows that by asking you to pay upfront and then win back your money by being healthy, we are far more likely to have a positive impact on your life.

can i really get up to 2 months premium as cashback?

You sure can! Our mission is to motivate you to make healthier choices and to get active. For this we have set different levels of challenges which you can choose. When you choose the hardest challenge, this means that you are committing to working towards a healthier life. As a reward for your commitment, we will give you up to 2 months' premium as cashback through the Steppi app.

Can I change my goal during the year?

Yes, you can change your goal each month. We track your progress and give out rewards on a monthly basis.